401(K) SOLUTIONS
Putting Your 401(k) to Work for Your Employees

Establishing a Schwab Personal Choice Retirement Account® (PCRA) provides your employees with great investment opportunities—now let us help you put it to work for them! Properly implemented, a PCRA can act as a valuable enhancement to a plan’s basic, core line-up of investment choices. Unfortunately, we have found that this benefit is often underutilized by employees.

 

10-15 Associates specializes in assisting businesses like yours in the maximization of employee benefits by enhancing the plans you already have in place. Through the PCRA, employees have the freedom to invest their retirement plan savings in a much wider range of investment choices beyond those offered as part of the core plan. The PCRA is very similar to a typical brokerage account except that is it built into your company’s retirement plan.

 

We understand the challenges you face in managing your investment and retirement plans. Where you have challenges, we offer solutions.

CHALLENGES EMPLOYERS FACE
  • BENEFITS MANAGEMENT
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    Offer a basic benefits package while maintaining costs.
  • RETIREMENT PREP
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    Creating individualized solutions to help employees achieve retirement goals.
  • SERVICE
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    Providing a well-rounded benefits package.
    Educate and update your employees regularly.
10-15SOLUTIONS
  • PCRA OPTIONS
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    Enhances the retirement options available in your 401(k) without increasing administrative costs.
  • EDUCATION
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    Regular workshops explaining company retirement benefits.
    Detailed advice on benefit maximization.
  • PERSONAL ADVISOR
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    Provide financial review of household financial plan.
    Custom portfolio management tailored to employee needs.
WHY MAXIMIZINGEMPLOYEE BENEFITS IS SO IMPORTANT
  • Only 4 percent of Americans will have adequate retirement savings.
  • Social Security is responsible for 90 percent or more of the income received by 36 percent of its recipients.
  • 37 percent of long-term investors believe they can get by without investing in stocks.
  • Over 56 percent of twenty-five to thirty-five-year-olds say they will avoid stocks.
  • Self-Directed Brokerage accounts are the number-one choice for 401(k) allocations for plans that have a brokerage option.
  • 40 percent of Baby Boomers now plan to work until they drop.
WE CAN HELP

10-15 Associates provides retirement planning solutions that will help employees take better advantage of their current benefits plan. As we work with individual employees to develop their goals and design retirement strategies, they will gain better value and understanding of the benefits they have access to. Providing them with ongoing education and support helps develop a more positive culture and supports a better prepared retirement transition.

OUR CORE SERVICES TAKE A THREE-STEP APPROACH

Custom Workshops

focused on educating employees on their retirement benefits

One-on-One Time

regular one-on-one assessment of household financial plans

Individual Portfolio Design

with a personal wealth advisor

GETTINGSTARTED

We would like the opportunity to discuss our offer to host a complimentary workshop for your employees about the benefits of a PCRA and working with a dedicated financial advisor. We will provide you a few samples of workshops we have created for other PCRA participants and will share with you the success we have had with businesses like yours.

 

To learn more, call us at (800)225-1015 or EMAIL US.

LET'S GET STARTED
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